Remortgaging
Fixed rate ending: the steps to take three months outWhat changes when your deal ends, and what to do about it in good time.Stay with your lender, switch, or borrow separately: how to decideThree routes, what each one changes, and the questions that decide between them.Early repayment charges: when they change the answerWhat an early repayment charge is, where to find yours, and how it fits into the decision to move or wait.Remortgaging with a late payment in your historyHow lenders look at a late payment, what affects their view, and what to check before anything is applied for.Self-employed and remortgaging: what lenders look atThe evidence of income lenders usually ask for, how it differs by how you work, and what to have ready.
Borrowing against your home
Remortgage or homeowner loan?Two different ways to borrow against your home, and what to ask a broker about each.Consolidating borrowing: the monthly payment is not the whole costWhy a lower monthly payment and a lower total cost are not the same thing, and what to ask before you decide.Homeowner loans: when keeping your mortgage might make senseWhat a homeowner loan is, when leaving your mortgage as it is can make sense, and what to weigh up.