We're Here To Help You Get A Great Fixed Rate Remortgage Deal

Let our advisors do the heavy lifting and help you search 100s of deals

I want to remortgage

I want to buy a home

We've helped over 24,326 people this year with their remortgage search.....

1

Complete a few simple details about your mortgage needs and property details.

2

We connect you to an expert mortgage advisor who will search the market and help find the best deal for your needs.

3

Review your personalised quotes and payment calculations without any pressure.

92%* of our customers were looking to remortgage to help with....

Better Rate

Switching to a lower rate could help save £1000s

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Debt consolidation

Consolidating expensive credit cards or other debts could help reduce outgoings

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Home improvements

Whether it's a new extension; bathroom or something else we can help

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Frequently asked questions

5 reasons to use our remortgage service

  1. Secure a better rate – Our mortgage experts can access market leading mortgage rates in the UK
  2. Better choice - Our mortgage experts can access more lender products than if you were to research the market yourself and go direct
  3. Save time - With our service you will be getting advice from someone who already knows the market & will spend time searching it for a good deal, which means you don’t have to.
  4. Professional advice - We only work with qualified mortgage professionals who have a duty of care to you meaning they’re on your side. In short you have an expert in their field who will do their best to give you great mortgage advice.
  5. Peace of mind - Our mortgage experts provide a fast application process & keep you updated on progress. They are also used to spotting delays and chasing them. 

Should you get a 2 year or 5 year fixed-rate mortgage?

Mortgages with fixed rates of interest are typically two or five-year agreements.

The greatest flexibility is found with two-year fixed rates.

These mortgages are most suitable for borrowers who want to actively manage their mortgage and who regularly switch deals, or those considering moving in the near future.

You can protect your mortgage rate longer with a five-year deal, but they may cost you a little more.

The prospect of locking in a low rate for five years may seem attractive, but you should consider whether you really want to sign an agreement that long.

When you need to pay off your mortgage during a fixed period (such as when you move house or when you remortgage), it can be very expensive due to an early repayment charge (ERC).

If you are unsure how long to fix for, take advice from an independent mortgage adviser.

How quick is it to remortgage?

Getting your original mortgage may have taken a while…

The good news is remortgaging is typically much quicker process & easier to get done.

From start to finish a remortgage will typically take 4 to 6 weeks to complete.

This can be quicker where you have a standard construction property, a good credit record and your income supports mortgage affordability.

You can help speed the process up by getting your documentation lined up ahead of making your remortgage application.

This is where having a mortgage broker looking after your application can make a big difference as they will know how to progress your application and deal with any potential issues.

To talk to one of the remortgage experts we work with complete our quick enquiry form.

Can I fix my mortgage?

Fix your mortgage for peace of mind

Considering remortgaging and worried about rising interest rates? You may want to consider a fixed rate mortgage deal. 

A fixed rate mortgage can provide peace of mind that your monthly mortgage payments won’t change during the fixed term, regardless of what happens to interest rates.

Can I remortgage to release equity?

Many people are remortgaging & capital raising to take cash out of their home. 

Reasons for this include:

  • Funding home improvements such as loft conversions and extensions
  • Providing a deposit for a second home or buy to let property
  • Releasing cash to provide a gifted deposit for a child to get on the housing ladder
  • Paying off existing debts

The amount of equity you can release from your home will depend on a range of factors including the value of your home, your outstanding mortgage & the equity you have, & your age.

Your income, affordability and credit rating will also be taken into consideration.

Let's get that quote